Born: 1843, Guilford, Connecticut.
Frances was the daughter of Richard D. Coan, and wife of Henry C. Percy (married 1866).
She belonged to the Protestant Episcopal denomination. In 1864, she was appointed by the American Missionary Association to teach freed slaves in Norfolk, Virginia. The Association’s schools were directed by her future husband, Henry Percy.
After leaving Norfolk, Percy lived in New Haven, Connecticut for some years.
When her husband died in 1898, she moved to New York City to live with her son and only child, Richard T. Percy, organist at the Marble Collegiate Church.
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